秒速pk10

送给学生 | “培训贷”的法律注意事项&防入坑指南

培训贷

一、培训贷是什么?

1、培训贷一般指培训机构和P2P网络贷款机构进行合作,对培训者进行借贷,培训者以分期付款的方式进行还款。现在招聘公司(实则为培训机构)多借助招聘网站以招聘的形式对求职者进行有偿高额培训。(新华社)

2、jinxingpeixundaijianyaoliuchengwei,gongsiyibanyiyingpinzhenenglibudabiaoweiyouyaoqiuyingpinzhejinxinggangqianpeixun,chanshengshangwandepeixunfei(lingjiagaoelixi),houxutongguodaikuanruanjianjinxingfenqihaikuan,ranerpeixunwanzhihoubingbuhuiruzhi,ershiyaoqiuyingpinzhelingzhaogongzuo。cileirenqunyigangbiyededaxuesheng,zhuanxingrenyuanweizhu。(xinhuashe)duiciqingkuang,benrencengjingxieguoyipianwenzhangjinxingfenxi: 《》。

3、anzhaomuqianqingkuang,peixundaibujinchuxianyuqiuzhiguochengzhong,yiyouyuelaiyueduodegeleizhuanyejinengpeixun、zhiyejinengpeixunjigoujinruxiaoyuan,dazhe“peixundai、fenqifukuan”dezhaopai,laixiyinxueyuan。xueyuanyinquefaxiangguanfalvzhishihefalvyishiqianbo,rongyixianru“peixundai”deyixiekengzhong。cengyoufensizaigongzhonghaozixuncileipeixundaiwenti,benrenzhuanmenxieleyipianwenzhangjinxingfenxihetixing: 《》

二、培训贷的法律注意事项有哪些?

1、培训贷的实质是什么?

秒速pk10peixundaibenzhishangshixueyuanhedaikuanjigouzhijiandejiedaiguanxi。xueyuanxiangdaikuanjigoushenqingdaikuan,daikuanjigoushenhepizhunhoufangkuan,xueyuanyonggaibikuanxiangzhifupeixunjigoudexuefei,suoyixueshengbingbushiqianpeixunjigoudeqian,ershiqiandaikuanjigoudeqian,zheiyidianyidingyaoqufenqingchu。


2、若分期付款学习期间,学员自己不想读了/培训机构倒闭了/机构课程质量不高等,不想交剩下的分期款可以吗?

henduodaikuanxueyuanyoucileiwenti,danruguonongdongleshangshudiyidian,mingbaixueyuanshigendaikuanjigoujiedeqian,neizuihouzheibiqianshihaijidaikuanjigoude,yupeixunjigouwuguan。


3、分期的钱还给贷款机构,万一培训机构的授课质量不好或倒闭了该怎么办?

xueyuanzaipeixunjigouchudengyushiyiquanejiaonawanxuefei,ruopeixunjigoufashengwentihuoxueyuanzijixiangtuiban,xuyaoxueyuanyupeixunjigouxieshangtuifei,ruguopeixunxieyishangyouyueding,congqiyueding;ruguomeituifeiyuedinghuoxieshangbucheng,kequgongshangjutousuhuofayuanqisu、shenqingzhongcai。


4、培训协议和贷款协议要分清,签字要谨慎。

peixunxieyishixueyuanyupeixunjigouzhijiande,daikuanxieyishixueyuanhedaikuanjigouzhijiande。zaibizhegongzhonghao(jingjiejiedesiyu)zixunzhong,youxuduojigoujiangpeixunxieyihedaikuanxieyitiaokuanhunxiaozaiyiqi,bianchengyifen《shuangfangxieyi》,xueyuanjingenpeixunjigouqianzi,erzheilimianhenrongyichuxianyixiawenti:

秒速pk10(1)daikuanjigouyuedingbuming;

(2)haikuantiaojianheweiyuejinyuedingbuming;

(3)peixunkechengneirongyuedingbuming;

(4)peixunjigoutuifeitiaojianyuedingbuming。

jiuxiangerheyixifashuiyiyang,heqilaidezhiliangzongmeifenkaidehao。


5、培训贷利息有法律规定吗?

《zuigaorenminfayuanmiaosupk10shenliminjianjiedairuoganyijianjisifajieshi》guiding: minjianjiedailixikegaoyuyinxinglilv,danzuigaobudechaoguoyinxingtongqitongzhongdaikuanlilvdesibei(buhanfudonglilv,baohanlilvbenshu),chaochubufenbushoufalvbaohu。bizhezaiwenzhang《》zhongyoumingqueshuoming。


6、实际困难

yin“peixundai”shejilexueyuan、peixunjigouhedaikuanjigousanfangzhijiandeshiwu,youdexieyishangshenzhiyuedinglepeixunjigoujixueyuanxiangdaikuanjigoutigongdanbao,ruguoxueyuanyaotuibanhaiyaozhifu“weiyuejin”jipeixunjigou。zaixianshishenghuozhongjingchangfashengxueyuanxiangtizaotuibanzaopeixunjigouhedaikuanjigouzhijian“tipiqiu”,huobenlaijiushipianjupeixunjigoupaoluxueyuanzhinengyibianbaojingyibianjixuhaikuandeqingkuang。


xuduo“peixundai”xueyuanshizaixiaohuogangbiyededaxuesheng,qixiangtongguopeixuntishengxiangguanjinenghenengli,danyouquefachongzudezijin,rongyibei“fenqifukuan”dexuanchuansuoxiyinerhushilepeixunhetongyudaikuanhetongdeshizhineirong,gurongyizaoyu“xianjing”。


三、报培训班注意事项(防入坑指南)


weibaozhangbaobananquan,yufangrukengshoupian,yingzuodaoyixiajidian:

秒速pk101、xuanzeyouzizhidepeixunjigou。

2、baomingjiaofeiqianzhuyisoujiwangshanghezhouweirenduigaipeixunjigoudepingjia。

秒速pk103、ruoshizaixiaoxueshengbaoming,qingwubigaozhifumuyaobaominggaipeixunban。youxiedaxueshengkenengbuxiangrangfumuchuqianhuozhehaipafumubuzhichipeixun,erxuanzebugaozhifumu;youxiepeixunbanyehuiliyongxueshengxiangdulixinligenxueshengshuo“nidoushichengnianrenle,keyizijizuojuedingle,buyonggenfumushangliang”zhileidehuayu,daozhixueshengrongyizaiweiyufumushangliangdeqingkuangxia“tounaofare”baoban。

秒速pk104、wubiqianhetongzaiqian,jiaofeizaihou。qianwanbunengxianjiaofeizaiqianhetong,fouzerongyi“huobuduiban”。

5、renzhenyueduhetongneirong,ruoyoubulijiehuochanshengqiyidedifang,wubirangpeixunjigouxianjieshiqingchu,bingyaoqiujianggaijieshibuchongzaigaihetongshang,kanguomeiwentihouzaiqianzi。bijingbaizhiheizibikoutouchengnuogengbaoxian。(ruoshiyudaozhapiantuanhuo、chuanxiaohuopibaogongsi,shenmedoububaoxian!)

秒速pk106、yibanpeixunhetongxuyaojubeideneirongyou:

(1)peixunjigoudemingcheng、dizhi、lianxifangshiyijibaomingzhedexingming、lianxifangshi

秒速pk10(2)peixunneirong(zuihaojutidaoxiangxikechengmingcheng、keshishuliangdeng,yuexiangxiyuehao)

秒速pk10(3)peixunjigoudeshiziyinggaijubeihezhongzizhi(yuexiangxiyuehao)

(4)peixunfeiyong、peixunlvxingdeqixian、didianhefangshi

(5)jiechuhetongdetiaojian(ruhetuifeideng)

(6)weiyuezeren(yingduishuangfangdouyouyueding)

(7)jiejuezhengyidefangfa(xieshang、zhongcaihaishifayuan)

秒速pk10zhuyi: diyi,ruopeixunhetongyupeixunjigoudeguanggaoneirongyousuobutong,erniyinguanggaoxiyinlaishangpeixunban,qingwubiyaoqiujianghetongneirongcankaoguanggaoneirongbuchonghaozaiqianzi、jiaofei。dier,jiaofeihou,qingbaocunhaofapiao、shouju、tingkezhengdengpingzheng,yibiangenghaodiweihuzishenhefaquanyi。

7、ruozaixiaoyuanneihuotongxuezhouweifaxianyou“peixundai”tuixiao,qingzhuajinbaogaoxuexiaobaoweichuhuojifudaoyuanlaoshi。

8、dajiapingchangkeyikankan《minfatongze》、《hetongfa》、《xiaofeizhequanyibaohufa》dengyurichangshenghuomiqiexiangguandefalv,tigaofalvyishi。


秒速pk10zuihou,qingdajiabaomingpeixunbanshi,wubixiaoxinzaixiaoxin。peixunsuihao,kebuyaorukenge!


秒速pk10